Gila Homes with FHA New Financing

Gila Homes with FHA New Financing

Welcome to Gila County, located in the beautiful state of Arizona. Known for its stunning natural landscapes and rich history, Gila County offers a unique and diverse living experience for residents.

Gila County is home to several charming towns and communities, including Globe, Payson, and Miami. Each town has its own distinct character and attractions, from historic downtown areas to outdoor recreational opportunities. Whether you're looking for a small-town atmosphere or a more rural setting, Gila County has something to offer.

If you're in the market for a new home, Gila County provides opportunities for financing through FHA. FHA, or Federal Housing Administration, offers loans with more flexible qualification requirements, making homeownership more accessible for many individuals and families. With FHA financing, you can take advantage of low down payments and competitive interest rates, making your dream of owning a home in Gila County a reality.

From cozy cabins nestled in the mountains to spacious ranch-style houses with sprawling desert views, Gila County has a wide range of homes to choose from. Whether you're a first-time homebuyer or looking to upgrade to a larger property, there are options available to suit every budget and lifestyle.

Explore the beauty of Gila County and find your perfect home with FHA financing. Contact a local real estate agent today to learn more about the homes available and start your journey to homeownership in this remarkable county.

Newest Gila Homes with FHA New Financing

$599,999
5 Beds ⋅ 3 Baths ⋅ 7081938 MLS ⋅ 2,395 SqFt.
Located in the desirable Mogollon Village, this stunning custom-built home offers beautiful mountain views, along with numerous thoughtful upgrades throughout. An extra-deep garage provides plenty of room for additional storage, while the welcoming entryway leads to a charming covered front deck. Inside, the home features 8-foot doors throughout, five bedrooms, and three bathrooms. The beautifully appointed kitchen showcases custom cabinetry, a striking copper hood, and a spacious island/breakfast bar accented by gorgeous slab granite countertops. Conveniently located just off the kitchen, the laundry room offers abundant cabinetry for storage and generous counter space for folding. The inviting great room is designed for both comfort and entertaining, featuring a lovely gas fireplace with surround sound and a patio slider that opens to a covered, maintenance-free rear deck. With ample space for outdoor dining and entertaining, the deck overlooks a spacious, fenced backyard that is perfect for both pets and kids. With its custom finishes, thoughtful upgrades, stunning views, and exceptional indoor-outdoor living spaces, this home is a wonderful blend of comfort, style, and functionality.

304 S Ryan Drive, Payson
$460,000
2 Beds ⋅ 2 Baths ⋅ 7081470 MLS ⋅ 1,364 SqFt.
Escape to your mountain retreat in the prestigious Portal 4, a sought after, gated community offering a serene getaway. This stunning 1364 sqft 2 bedroom, 2 bathroom home with loft offers a home in the cool mountain air with peaceful surroundings and local wildlife. Enjoy mountain views from the covered deck, perfect for enjoying morning coffee. This is mountain living at its finest. HOA allows short term rentals making this furnished home ideal for rental income. The house comes turn-key ready with most furnishings. Covered front deck with porch swing is ideal for relaxing or watching the elk that roam freely. The great room features soaring vaulted ceilings with exposed beams and large windows perfect for gazing out upon majestic views. Buyer/Agent to verify all info. The house comes turn-key ready with most furnishings. Welcoming covered front deck with porch swing, ideal for relaxing and taking in the natural surroundings or watching the elk that roam freely. The great room features soaring vaulted ceilings with exposed beams and large windows perfect for gazing out upon majestic views. Primary bedroom with en-suite bathroom offers Turn-key ready. HOA allows for short term rentals making this furnished home a wonderful second home for getaways or rental income. Agents/buyers to verify all information. Listing agent is related to seller. Siding was replaced 2026. Furniture to convey at close of escrow in separate bill of sale for $0 and will remain in home.

6583 W Ruin Hill Loop --, Pine
$345,000
3 Beds ⋅ 2 Baths ⋅ 7081423 MLS ⋅ 1,344 SqFt.
NEW CONSTRUCTION & NO HOA -- TURNKEY MOUNTAIN LIVING. Be the first to occupy this newly completed 3-bed, 2-bath, 1,344 sq ft residence on a fully usable, unrestricted parcel just 5 minutes northeast of Payson. Bring your horses, livestock, RV, and trailers--zero HOA restrictions. Perfectly positioned as a low-maintenance primary home, mountain retreat, or high-performing short-term rental. The open-concept layout features 9-foot flat ceilings and upgraded laminate flooring. The chef's kitchen is equipped with 42'' solid hardwood cabinetry, a 36'' commercial-grade range hood, and Samsung stainless appliances. The primary suite includes a walk-in closet and dual-vanity ensuite. Just minutes from premier hiking, trout fishing, and endless ATV trail systems. Engineered for modern efficiency, this all-electric home is built with a high-performance thermal envelope. Features include argon gas low-E double-pane windows, advanced insulation, a Carrier high-efficiency heat pump, and full LED lighting throughout. Additional amenities include a dedicated laundry room, ceiling fans, and an expansive covered front porch designed to capture mountain breezes.

8162 W Apache Drive, Payson
$649,000
3 Beds ⋅ 3 Baths ⋅ 7081393 MLS ⋅ 1,548 SqFt.
Mountain living without the mountain project. Set behind the gates of The Portals in Pine, this extensively renovated 3 bed, 3 bath mountain retreat offers 1,548 SF of turnkey living with dramatic views and privacy. Soaring ceilings and a wall of glass frame the mountain landscape. The enlarged kitchen is completely remodeled with new cabinetry, countertops and appliances, and all 3 bathrooms have been fully renovated. The finished walkout lower level adds a 3rd bedroom, full bath, laundry and storage, with an 8 ft glass slider opening to mountain views. Major improvements include new window coverings, a new roof, new septic system and new whole house HVAC with central heating and cooling. Gated, private and move in ready.

6075 W Pinon Way, Pine
$598,500
3 Beds ⋅ 2 Baths ⋅ 7081149 MLS ⋅ 1,806 SqFt.
Amazing location! Nestled on 0.33 acres and surrounded by beautiful trees and foliage, this home offers exceptional privacy that is hard to find in town. The peaceful backyard feels like your own private retreat. Inside, you'll ?ind a completely remodeled kitchen featuring upgraded appliances, quartz countertops, new cabinetry, and a pantry with a charming coffee bar. The great room features new luxury vinyl plank ?looring and a cozy gas fireplace. Additional updates include a beautifully remodeled guest bathroom and a new roof. The split floor plan provides added privacy, while the spacious primary suite offers two walk-in closets. You'll love this one!

823 W Overland Road, Payson
$329,000
2 Beds ⋅ 2 Baths ⋅ 7080890 MLS ⋅ 909 SqFt.
Welcome home to your adorable cottage in the pines! This two bedroom, two bath home is perfect for full time residents, a vacation home, or a rental! There is no HOA and it is situated on a quiet cul-de-sac. There are gorgeous mature trees and elk stroll by almost daily. This well maintained site built home offers a cozy gas fireplace, TWO large storage units in the back yard and a brand new pergola & gazebo. New washer and dryer, new refrigerator, and newer water heater too! The roof was just replaced in 2021 and it was freshly painted in 2023.

902 N William Tell Circle, Payson
$475,000
3 Beds ⋅ 2 Baths ⋅ 7080660 MLS ⋅ 1,336 SqFt.
Beautifully remodeled and ideally located directly across from Rumsey Park in one of Payson's most desirable neighborhoods! This move-in ready 3-bedroom, 2-bath home features a stunning updated kitchen with crisp white cabinetry, granite countertops, herringbone tile backsplash, stainless steel appliances, and wood-look flooring. Both bathrooms have been beautifully renovated with fully tiled, remodeled showers and updated finishes. Enjoy comfortable living spaces, a covered front porch, mature trees, and low-maintenance landscaping--all just steps from Rumsey Park's recreational amenities and open space. Beautifully updated, exceptionally located, and ready to welcome you home!

817 W Payson Parkway, Payson
$293,000
3 Beds ⋅ 2 Baths ⋅ 7080342 MLS ⋅ 1,904 SqFt.
Situated on .49 acres in the peaceful Deer Creek area just outside of Payson, this 3-bedroom, 2-bathroom home offers the space, privacy, and relaxed mountain lifestyle that make the Rim Country so desirable. With nearly half an acre to enjoy, the property provides plenty of room to spread out while remaining conveniently close to the shopping, dining, and amenities of Payson. Inside, the home offers a comfortable and functional layout with two bedrooms and a welcoming living space, making it well-suited as a full-time residence, weekend getaway, or affordable mountain retreat. Outside, the spacious property provides plenty of possibilities for outdoor living, gardening, pets, recreational equipment, or simply enjoying the quiet surroundings and fresh mountain air. A detached garage adds valuable versatility with room for vehicles, ATVs, tools, storage, or workshop space. Combining nearly half an acre, a detached garage, and a peaceful location outside of town, this Deer Creek property offers an excellent opportunity to enjoy a quieter pace of life while keeping Payson within easy reach.

124 W Black Mountain Road, Payson
$590,000
4 Beds ⋅ 4 Baths ⋅ 7079965 MLS ⋅ 3,285 SqFt.
New AC units! Privacy and open spaces. near the east side of Globe with convenient access to US-60, 70 & 77. Located on over 1.5 acres this opportunity provides the space you need for lifestyle and hobbies.

4059 S San Carlos Drive, Globe
$848,000
4 Beds ⋅ 3 Baths ⋅ 7079698 MLS ⋅ 2,437 SqFt.
Experience elevated mountain living in this beautifully updated residence located in Highlands at the Rim. Offering 2,437 square feet of thoughtfully designed living space, this four-bedroom, three-bath home captures breathtaking, unobstructed views of the Mogollon Rim. The inviting great room features vaulted ceilings with striking wood-beam accents, abundant natural light, and a beautiful stone propane fireplace that creates warmth and ambiance. New flooring and fresh interior paint enhance the home's sophisticated yet comfortable mountain style. Designed for both everyday living and entertaining, the updated kitchen features new granite countertops, premium GE Café appliances, a spacious center island, breakfast bar, and walk-in pantry. Just off the kitchen, a covered deck provides the a covered deck provides the perfect setting for outdoor dining, relaxation, and enjoying the spectacular Rim views. The split floor plan offers privacy, while the primary suite serves as a peaceful retreat with a custom walk-in closet, completely remodeled primary bath with stylish modern finishes that include a luxury freestanding tub, shower, spacious raised double vanity and custom lighting. A spacious laundry room with sink that adds convenience and valuable storage. The versatile loft serves as the fourth bedroom and includes a walk-in closet, private three-quarter bath, and access to its own deck--an ideal space for guests, a home office, or an additional living area. The two-car garage is finished with upgraded flooring for a clean, polished appearance. Located just a short distance from the Rim Club, where golf and social memberships may be available for separate purchase, this exceptional home combines refined updates, comfortable mountain elegance, and unforgettable Mogollon Rim views.

213 S Sunset Pass, Payson
$245,000
2 Beds ⋅ 2 Baths ⋅ 7079563 MLS ⋅ 1,196 SqFt.
Beautifully updated and move in ready, this bungalow features fresh interior paint, a new stove, new dishwasher with butcher block counter, and included washer and dryer. A brand new AC and heating system adds value and efficiency. The large great room provides comfortable living space, while the back porch and veranda offer stunning views of the Pinal Mountains. With the convenience of walking to Globe High School or Downtown Globe, this 2 bedroom, 1.5 bath home--recently improved with a half bath added in 2025--makes an excellent starter home or an ideal choice for empty nesters seeking charm, comfort, and location.

466 S Fourth Street, Globe
$329,900
3 Beds ⋅ 2 Baths ⋅ 7079431 MLS ⋅ 1,980 SqFt.
**$8k in concessions offered for a full price offer!!** If you're seeking space, this could be the perfect fit! This lovely, spacious home features 3 bedrooms and 1.5 baths. Enjoy a two-story layout with high ceilings on the top floor, a living room with an adjacent loft, and an office that can easily be converted into an additional bedroom if needed. The master bedroom includes an oversized walk-in closet and a modern tiled shower with elegant gold fixtures. Downstairs, you'll find a generous living and dining area, along with the kitchen, laundry space, and two additional bedrooms. One bedroom features two closets and a convenient Jack & Jill half bath, as well as a tankless water heater. Outside, the fenced backyard includes a large workshop, perfect for hobbyists or extra storage. The property also includes a drip irrigation system and French drains that lead to a nearby creek. With so much potential, this house offers abundant space. Don't miss the opportunity to see this spacious home!

270 S Sutherland Street, Globe
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