Gila Homes with FHA New Financing

Gila Homes with FHA New Financing

Welcome to Gila County, located in the beautiful state of Arizona. Known for its stunning natural landscapes and rich history, Gila County offers a unique and diverse living experience for residents.

Gila County is home to several charming towns and communities, including Globe, Payson, and Miami. Each town has its own distinct character and attractions, from historic downtown areas to outdoor recreational opportunities. Whether you're looking for a small-town atmosphere or a more rural setting, Gila County has something to offer.

If you're in the market for a new home, Gila County provides opportunities for financing through FHA. FHA, or Federal Housing Administration, offers loans with more flexible qualification requirements, making homeownership more accessible for many individuals and families. With FHA financing, you can take advantage of low down payments and competitive interest rates, making your dream of owning a home in Gila County a reality.

From cozy cabins nestled in the mountains to spacious ranch-style houses with sprawling desert views, Gila County has a wide range of homes to choose from. Whether you're a first-time homebuyer or looking to upgrade to a larger property, there are options available to suit every budget and lifestyle.

Explore the beauty of Gila County and find your perfect home with FHA financing. Contact a local real estate agent today to learn more about the homes available and start your journey to homeownership in this remarkable county.

Newest Gila Homes with FHA New Financing

4 Beds ⋅ 1 Baths ⋅ 7062668 MLS ⋅ 2,188 SqFt.

Remodeled, single-level ranch home with right at 2200 sq ft. You'll love the split floor plan of this 4BDRM/2BA/2CG, along with RV parking on 0.65AC. The well-laid-out floor plan boasts a nice size kitchen/greatroom as well as a large primary bedroom, bathroom, and walk-in closet. There is a separate entry to the 4th bedroom off the great room as well. Off the living room, you'll find 2 more bedrooms with an adjoining guest bath. There's plenty of room for all your toys and entertaining. Your storage needs will be met with 2 side-by-side storage sheds in the backyard space, as well as an additional 2-car garage towards the back of the property. The solar system is owned and will be paid in full by the seller at close of escrow. Part or all of the furniture seen in the home at showings is available for purchase at the time of closing. Come see this beauty located on a corner lot and close to Green Valley Park!

1200 W Random Way W, Payson

3 Beds ⋅ 2 Baths ⋅ 7062663 MLS ⋅ 1,177 SqFt.

Tucked away on .21 acres in the mountain community of Pine, this charming 3-bedroom, 2-bathroom home captures the warmth and character of a true Arizona cabin while offering the space and functionality needed for comfortable four-season living. A thoughtfully designed split floorplan provides privacy between the primary suite and guest bedrooms, making the home equally well-suited for full-time living, hosting family and friends, or escaping to the mountains for the weekend. Inside, warm and inviting living spaces are complemented by gas woodstoves that create the perfect atmosphere for cool mountain mornings and snowy winter evenings. Mini-split systems provide efficient heating and cooling throughout the seasons, while piped propane adds everyday convenience. Outside, the property designed to make the most of mountain living. The fully fenced yard provides privacy and peace of mind for pet owners, while a separate dedicated dog run gives four-legged family members their own secure space to roam. A covered back patio creates the perfect setting to relax, entertain, or simply enjoy the cool Pine evenings and fresh mountain air. Three different varieties of fruit trees add even more character to the property and provide a taste of homegrown mountain living. An RV gate and generous parking area provide plenty of room for vehicles, trailers, ATVs, and other recreational toys, making this property an ideal basecamp for exploring everything the Rim Country has to offer. A storage shed provides additional space for tools, outdoor gear, and seasonal items, while the durable metal roof adds long-term functionality and complements the home's classic cabin character. Combining a true cabin feel, pet-friendly outdoor spaces, fruit trees, ample parking and storage, and year-round comfort, this Pine property offers the perfect opportunity to slow down, spread out, and embrace the mountain lifestyle.

4092 N Quail Drive, Pine

1 Beds ⋅ 7062632 MLS ⋅ 1,148 SqFt.

Warm, cozy, updated and remodeled 2 bed/1 bath log/wood home nestled in the pines of the National Forest! A newly remodeled kitchen, bath and many other elements that create a one of kind get away! Tucked away into the forest, the small community of Geronimo Estates, is truly a gem! With a small workshop/shed for additional toys and hobbies and a large deck overlooking the creek, it's easy to get too much R&R! This 2 story home has plenty of room and beautiful views of the pines! Comes fully furnished! See about more information on the following upgrades that have been made. - New Roof - 2023 - New Electric Furnace - 2018 - New Windows - 2025 - New Interior Doors - 2025 - New Floors - LVP/Engineered Wood - 2026 - New Complete Kitchen Remodel - 2026 - New Bathroom Remodel w/black granite countertops- 2026 - New Deck Repair / New cable Railing system - 2025 - New Main Electrical Service Panel / Lighting / Trim - 2018/2026 - New enlarged 36" Front Entry Door / Awning structure - 2025 - New Water Heater and exterior enclosure - 2026 - New 3" ABS Waste Lines with Clean out access to Septic tank - 2025 - New PEX Water Supply Lines / Valves - 2025 - New Sheetrock Ceilings / Walls - 2020-2026 - New Custom Trim, Casing, Base - 2025-2026 - New Laundry Closet with Stacked W/D - 2025 - New Framed Exterior Bump-out Front Wall with Insulation - New Stucco front wall with Coronado Creek stone veneer - 2026 - New Paint Throughout - 2025-2026

672 W Cocopah Lane, Payson

2 Beds ⋅ 2 Baths ⋅ 7062353 MLS ⋅ 966 SqFt.

Great opportunity to own a mountain cabin with breathtaking views of Pine Creek and the Mogollon Rim. Tucked along Pine Creek, this special property offers exceptional privacy and a peaceful, park-like backyard featuring lush artificial turf, towering shade trees, and a producing apple tree. Inside, you'll find two bedrooms and two bathrooms, with a dramatic wall of windows that fills the home with natural light while showcasing the spectacular scenery. This is a truly one-of-a-kind setting where you can relax, enjoy nature, and experience the beauty of mountain living.

3416 N Mill Ditch Road, Pine

4 Beds ⋅ 2 Baths ⋅ 7062345 MLS ⋅ 2,860 SqFt.

Perched on 1.1 acres with sweeping mountain views, this beautifully renovated home blends modern comfort with timeless Arizona charm. Every detail has been thoughtfully updated, creating a move-in-ready gem that feels both elegant and inviting. From the moment you arrive, the privacy, expansive views, and quality finishes set this property apart. Sunlit rooms, picture windows, and French doors open to an oversized covered patio and fenced backyard. Enjoy owned solar paid off at closing, an oversized garage, three sheds, horse facilities, an RV gate, and RV electrical hookup. Experience a home where luxury meets serenity. See for yourself what makes this property so special.

985 E Saguaro Drive, Globe

3 Beds ⋅ 3 Baths ⋅ 7062192 MLS ⋅ 1,947 SqFt.

Looking for breathtaking views and exceptional privacy? This mountain retreat is situated on 1.5 lots and borders the undivided Camp Lo Mia property, offering an incredible sense of space and unforgettable panoramic views of the Mogollon Rim and surrounding forest. Inside, you'll find soaring wood cathedral ceilings and stunning stone fireplaces in both the great room and the primary suite. The open-concept kitchen flows into the great room, creating the perfect gathering space. Both the great room and the primary bedroom open onto the expansive deck, where you can relax and take in the spectacular scenery. The main level features the spacious primary suite, an additional guest bedroom, and a full bath. Upstairs, a loft overlooks the great room and is complemented by another bedroom and

5189 N Juniper Loop --, Pine

3 Beds ⋅ 2 Baths ⋅ 7061928 MLS ⋅ 2,004 SqFt.

Completely reimagined, this 3-bed, 2-bath, 2,004 sq ft site-built home sits on 0.42 acres just north of Payson in the pines of Gila County. All-new interior and exterior paint, new main-floor flooring, a remodeled kitchen, two updated baths, and vaulted ceilings. Wood-burning and electric fireplaces warm the cold nights. Two freshly painted wood decks, ~110 sq ft each: a covered lower deck off the living room and a private upper deck off the primary bedroom. A detached 840 sq ft workshop and oversized 2-car garage, built in 2002, has its own full bath, fireplace, and RV gate. New metal roof, evaporative cooling, and electric floor heat in every room. City water, no HOA, Payson Unified School District #10. Minutes from Tonto National Forest and the East Verde River. Truly turnke

8193 W Dead Eye Road, Payson

3 Beds ⋅ 2 Baths ⋅ 7061724 MLS ⋅ 1,550 SqFt.

Discover this stunning new construction home featuring 3 spacious bedrooms and 2 full bathrooms in a thoughtfully designed open floor plan perfect for both everyday living and entertaining. The heart of the home flows seamlessly from the living area to the kitchen and dining space, creating an airy, connected feel throughout.Retreat to the expansive primary suite, offering a private oasis away from the everyday hustle. Three additional highlights make this home truly special: a generous side yard ideal for outdoor gatherings or gardening, an attached garage with built-in storage for all your organizational needs, and an elegant circle driveway that provides both curb appeal and effortless guest parking.Location is everything, and this home delivers -- with nearby trails perfect for morning walks or weekend adventures, and a wealth of restaurants and shopping just moments away, you'll have everything you need right at your fingertips.This move-in ready home combines quality craftsmanship with an unbeatable location. Schedule your showing today!

219 W Estate Lane, Payson

4 Beds ⋅ 2 Baths ⋅ 7061580 MLS ⋅ 1,480 SqFt.

Welcome to this beautifully renovated 4-bedroom, 2-bath home nestled in a peaceful, tree-filled setting in Payson. Surrounded by mature trees and located in a quiet neighborhood, this property offers the perfect blend of comfort, privacy, and mountain charm. Recent updates include brand-new flooring throughout and a new roof, providing peace of mind and modern appeal. The spacious floor plan offers four comfortable bedrooms and two full bathrooms, making it ideal for families, guests, or a vacation retreat. Relax and enjoy the fresh mountain air from the inviting front porch, perfect for morning coffee or evening sunsets. The oversized 24' x 24' two-car garage provides ample space for vehicles, storage, or a workshop and features the added convenience of a full bathroom

7488 N Paloma Vista Road, Payson

3 Beds ⋅ 2 Baths ⋅ 7061403 MLS ⋅ 1,891 SqFt.

This Queen Anne Victorian Cottage, constructed around 1900, embodies an authentic period-style dwelling enriched with contemporary conveniences for our modern enjoyment. Located within walking distance from Historic Downtown, its positioned ideally for shopping, dining and enjoying Globe. Among its recent updates are central heating/cooling, new flooring, a modern stove/oven, refrigerator and a fresh coat of paint. The residence boasts three generously sized bedrooms and two bathrooms. Its rear deck offers an inviting vantage point to relish a slice of Arizona's history with Pinal Mountains and city lights in view. The fully enclosed, spacious backyard provides a private outdoor space. This property is designated under the C3 category, allowing for many uses.

258 S Sutherland Street, Globe

3 Beds ⋅ 4 Baths ⋅ 7061308 MLS ⋅ 2,096 SqFt.

Enjoy mountain living with scenic views in this 3-bedroom, 4-bathroom home located in the desirable community of Payson, Arizona, just moments from Green Valley Lake. Designed for comfort and privacy, each bedroom serves as its own private suite, complete with a dedicated bathroom and walk-in closet, making this home ideal for guests or multi-generational living. The spacious floor plan features a welcoming living area with a cozy gas fireplace, a perfect gathering space during cooler mountain evenings. The primary suite includes a sitting room, a large walk-in closet, and a luxurious ensuite bathroom with a jetted tub. An additional room off the garage offers flexibility for a home office, hobby room, fitness space, or extra storage. Large windows with energy-efficient three-pane glass bring in natural light while enhancing year-round comfort. Ceiling fans are installed throughout the home, and recent updates include new windows installed approximately two years ago, a new refrigerator and washing machine in 2026, a newer hot water heater, and a roof replaced in 2024. Outdoor living is just as impressive with a spacious patio and 2 balconies that capture sweeping city and mountain views. HOA-maintained landscaping allows for low-maintenance living, giving you more time to enjoy the surrounding area. Located close to Green Valley Lake, shopping, dining, and essentials, this home has a functional layout, thoughtful updates, and an exceptional location in one of Payson's most desirable neighborhoods.

800 S Montana Drive, Payson

4 Beds ⋅ 2 Baths ⋅ 7061144 MLS ⋅ 1,152 SqFt.

Discover mountain living at its finest in the highly desirable Woodland Meadows community of Payson. Nestled among towering pines on a quiet cul-de-sac, this beautifully maintained home offers the peaceful lifestyle you've been dreaming of--where cool mountain air replaces triple-digit temperatures and local deer are frequent visitors right outside your back door. Just 90 minutes from the Valley, this home is the perfect full-time residence, weekend retreat, or summer escape. Spend your mornings on the back patio with coffee as wildlife wanders through the neighborhood, and your evenings enjoying crisp mountain air beneath Arizona's stunning star-filled skies. Inside, you'll find a thoughtfully designed floor plan with spacious living areas, abundant natural light, and numerous updates.

124 S Birchwood Circle, Payson

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