Payson Homes under $400,000

Welcome to Payson, Arizona, a charming town nestled in the heart of Gila County, where the beauty of nature meets the warmth of community. Known as the "Gateway to Arizona's Rim Country," Payson boasts a stunning backdrop of pine-covered mountains and serene lakes, making it a haven for outdoor enthusiasts and those seeking a peaceful lifestyle. With its mild climate and breathtaking scenery, Payson is the perfect place to call home.

For those looking to settle in this picturesque town without breaking the bank, you’ll be delighted to discover a variety of homes available for under $400,000. Whether you’re a first-time buyer, a growing family, or looking to downsize, Payson offers an array of options to suit your needs. From cozy single-family homes with charming yards to modern townhouses with convenient amenities, there’s something for everyone in this vibrant community.

Living in Payson means embracing a lifestyle filled with adventure and tranquility. Enjoy hiking the numerous trails in the nearby Tonto National Forest, fishing at the pristine Woods Canyon Lake, or simply relaxing in one of the many local parks. The town also features a delightful array of shops, restaurants, and cultural events, ensuring that residents have a rich and fulfilling experience.

Discover the beauty and charm of Payson, where affordable homes and a friendly community await you. Come explore the possibilities and find your dream home in this enchanting Arizona town!

Newest Payson Homes under $400,000

$62,500

1 Beds ⋅ 1 Baths ⋅ 7088828 MLS ⋅ 6,050 SqFt.

Welcome to your own mountain escape in the desirable Sky Run Resort community in Star Valley (55+ community)! This charming 1 bedroom, 1 bathroom home offers the perfect blend of comfort, relaxation, and breathtaking scenery. Step out onto the spacious Trex deck and take in the incredible mountain views while enjoying Payson's cool mountain air and peaceful surroundings. Whether you're sipping your morning coffee or unwinding after a long day, this outdoor space is designed for relaxing and soaking in the beauty of Rim Country. Inside, the home features vaulted ceilings, natural light, and a cozy, low-maintenance layout that makes it ideal as a full-time residence, weekend getaway, or seasonal retreat. Located in the heart of Arizona's mountain country, Sky Run Resort offers easy access to hiking, fishing, off-roading, and all the outdoor recreation Payson is known for. Enjoy being just minutes from town while still feeling tucked away in the pines with stunning hillside views all around you. *Home comes furnished with what is currently in the home*

93 N Sky Run Lane Unit 21, Payson

$360,000

3 Beds ⋅ 2 Baths ⋅ 7088207 MLS ⋅ 1,400 SqFt.

Clean all electric 3 bedroom, 2 bath home featuring a desirable split floor plan with comfortable living spaces and plenty of functionality. Step outside to the private backyard, fully fenced with a wood privacy fence and featuring a nice back patio perfect for outdoor dining, relaxing, or entertaining. A gazebo offers another great space to unwind, while three sheds provide ample storage. The property also includes a nice sized workshop, ideal for hobbies, projects, or extra workspace. A carport provides convenient covered parking. This home offers a great combination of comfort, privacy, storage, and outdoor living space.

2003 N Fredanovich Circle, Payson

$265,000

3 Beds ⋅ 2 Baths ⋅ 7088199 MLS ⋅ 1,428 SqFt.

Welcome to comfortable, turn-key living in the highly desirable Woodland Meadows community! Offered fully furnished, this 3-bedroom, 2-bathroom home features a fully turn-key interior--just bring your toothbrush! With a little exterior maintenance and personal touch, this home will shine bright while giving you instant equity in a great neighborhood. Interior Features: Split Floor Plan: Thoughtful layout offering maximum privacy between the primary suite and guest bedrooms. Fully Furnished: Move right in! Beautifully decorated and completely furnished for immediate turn-key comfort. Bright & Functional Living Space: Welcoming main living areas designed for easy everyday living and entertaining. Exterior & Workshop Features: Screened-in Porch: Relax year-round in your priv enclosed porch--ideal for morning coffee or cool mountain breezes. Fenced Yard & Dog Run: A fully fenced backyard complete with a dedicated dog run for your four-legged family members. Extended Garage: A 1-car garage featuring an extended workroom/shop area--perfect for hobbies, tools, and extra storage. Value Potential: Needs just a touch of exterior maintenance/minor deferred upkeep--a fantastic opportunity to build quick sweat equity!

117 N Lakeshore Road, Payson

$390,000

3 Beds ⋅ 2 Baths ⋅ 7087013 MLS ⋅ 1,595 SqFt.

Nice 3-bedroom site-built home located in a lovely, established Payson neighborhood. This home features a split floor plan with an open great room layout and a comfortable, functional design. An additional room off the back of the home provides flexible space that could be used as an enclosed porch, hobby or craft room, or additional sitting area. Enjoy the fenced backyard and private covered patio--perfect for relaxing or entertaining. Home is being offered in its current 'as-is' condition.

606 N Blue Spruce Road N, Payson

$390,000

3 Beds ⋅ 2 Baths ⋅ 7086677 MLS ⋅ 1,664 SqFt.

Beautiful cabin home nestled on desirable private lot in ''Woodland Meadows'' located in Payson, AZ. This home incorporates a subtle balance of contemporary finishes with a modern design. This home offers 3 bedrooms, 2 bath(s), an open concept [1,664 sq ft] floor plan, upgraded kitchen w/ raised panel cabinetry, granite counter tops, well maintained appliances, gas cooking, and pantry. Additional home details will also include upgraded vinyl flooring, a dedicated dining space, great room living room space, modern plumbing/lighting fixtures, ceiling fans, and lots of windows offering great natural light throughout the living spaces. The master retreat boasts a spacious sleeping quarters, dedicated vanity, large step-in shower, and a walk-in closet. Lastly, the home features a large.. mud/laundry rooms, a 2-car garage, covered porch space, and a private back yard offering low-maintenance landscaping--perfect for entertaining family and friends. Woodland Meadows offers residents lots of scenic walking paths, forest views, and is within close proximity to dining, shopping, and entertainment in downtown.

104 N Lakeshore Road, Payson

$285,000

2 Beds ⋅ 2 Baths ⋅ 7086262 MLS ⋅ 1,280 SqFt.

SINGLE-LEVEL PAYSON HOME! This charming 2-bedroom, 2-bath home offers 1,280 square feet of comfortable single-level living. The open floor plan features a spacious living and dining area with a cozy woodstove, plus an open kitchen with plenty of room for everyday living and entertaining. Enjoy the outdoors from the covered side deck or open front deck, with a fenced yard providing a great space for pets, gardening, or relaxing. Additional features include a single carport and a convenient storage room. A great opportunity for a full-time residence, weekend getaway, or investment property in Payson!

607 E Drowsey Circle, Payson

$94,900

1 Beds ⋅ 1 Baths ⋅ 7085784 MLS ⋅ 9,448 SqFt.

Welcome to easy mountain living in Pineview, a 55+ community in beautiful Star Valley! This charming Champion Park Model offers an inviting and efficient floor plan with everything you need for a comfortable full-time residence, weekend getaway, or seasonal retreat. The home sits on a desirable corner lot and offers comfortable, low-maintenance living. Features include a covered front porch, carport, storage shed, open living and kitchen area, propane range, microwave, central A/C, walk-in shower, and stackable washer/dryer. Enjoy the peaceful Rim Country lifestyle with nearby hiking, biking, lakes, fishing, boating, and the Tonto National Forest. Current space rent is $525/month. This is a wonderful opportunity for a full-time residence or mountain getaway. Furnishings included. Buyer to be approved by management office. Rent includes sewer, water, garbage, basic cable, and community maintenance. The community also has a clubhouse with a workout room and a laundry room. Clubhouse offers social activities, potlucks, and card games. Electric is paid to the management office unless the unit is on APS. There is a 3-year (approximately) home warranty, which includes roof coverage (over living space) of $500.00 for assessment and repair.

3680 E Hwy 260 -- Unit B32, Payson

$310,000

2 Beds ⋅ 1 Baths ⋅ 7083990 MLS ⋅ 897 SqFt.

Escape to the mountains and discover your own private slice of Rim Country! Nestled among towering pines in peaceful Colcord Mountain Estates, just 30 minutes east of Payson, this beautifully updated 2-bedroom, 1-bath cabin sits on a spacious ½-acre lot with incredible mountain views.Step inside to a bright, open layout featuring soaring vaulted ceilings, beautiful flooring, modern updates, and a cozy wood-burning stove perfect for chilly mountain evenings. A large picture window brings the outdoors in, filling the living space with natural light while showcasing the surrounding forest and mountain scenery. Outdoor living is just as impressive with an extra-long covered patio made for morning coffee, afternoon relaxation, and evenings under the stars. MORE... The oversized 3-car garage offers plenty of room for vehicles, toys, and storage, plus a dedicated workshop bay for projects and hobbies.Whether you're looking for a full-time mountain home, weekend getaway, or peaceful escape from the Valley heat, this property has it all--privacy, views, fresh mountain air, tall pines, and plenty of room to enjoy the Arizona mountain lifestyle!

254 S Blackfoot Road, Payson

$399,000

3 Beds ⋅ 2 Baths ⋅ 7083770 MLS ⋅ 1,906 SqFt.

Gorgeous cabin get away. Calm community and ready for a perfect weekend retreat or full time home. Master bedroom is a good size with lots of closet space. Inside washer and dryer and loft area for an additional bedroom or living space. Kitchen and half bath could use some updating, otherwise the home has good bones. There is a hand painted mural in the living room with a stuffed bear that conveys. Oversized lot .46 acre, the land adjacent with the storage unit and mini storage sheds is part of this property.

436 W Blackberry Lane, Payson

$159,900

2 Beds ⋅ 2 Baths ⋅ 7082042 MLS ⋅ 780 SqFt.

Tall Pine trees, large .45 acre lot with 2 bed, 2 bath mobile centrally located. A couple storage sheds, awning, seller is motivated for a quick sale.

311 E Juniper Street, Payson

$345,000

3 Beds ⋅ 2 Baths ⋅ 7081423 MLS ⋅ 1,344 SqFt.

NEW CONSTRUCTION & NO HOA -- TURNKEY MOUNTAIN LIVING. Be the first to occupy this newly completed 3-bed, 2-bath, 1,344 sq ft residence on a fully usable, unrestricted parcel just 5 minutes northeast of Payson. Bring your horses, livestock, RV, and trailers--zero HOA restrictions. Perfectly positioned as a low-maintenance primary home, mountain retreat, or high-performing short-term rental. The open-concept layout features 9-foot flat ceilings and upgraded laminate flooring. The chef's kitchen is equipped with 42'' solid hardwood cabinetry, a 36'' commercial-grade range hood, and Samsung stainless appliances. The primary suite includes a walk-in closet and dual-vanity ensuite. Just minutes from premier hiking, trout fishing, and endless ATV trail systems. Engineered for modern efficiency, this all-electric home is built with a high-performance thermal envelope. Features include argon gas low-E double-pane windows, advanced insulation, a Carrier high-efficiency heat pump, and full LED lighting throughout. Additional amenities include a dedicated laundry room, ceiling fans, and an expansive covered front porch designed to capture mountain breezes.

8162 W Apache Drive, Payson

$275,000

3 Beds ⋅ 2 Baths ⋅ 7080342 MLS ⋅ 1,904 SqFt.

Situated on .49 acres in the peaceful Deer Creek area just outside of Payson, this 3-bedroom, 2-bathroom home offers the space, privacy, and relaxed mountain lifestyle that make the Rim Country so desirable. With nearly half an acre to enjoy, the property provides plenty of room to spread out while remaining conveniently close to the shopping, dining, and amenities of Payson. Inside, the home offers a comfortable and functional layout with two bedrooms and a welcoming living space, making it well-suited as a full-time residence, weekend getaway, or affordable mountain retreat. Outside, the spacious property provides plenty of possibilities for outdoor living, gardening, pets, recreational equipment, or simply enjoying the quiet surroundings and fresh mountain air. A detached garage adds valuable versatility with room for vehicles, ATVs, tools, storage, or workshop space. Combining nearly half an acre, a detached garage, and a peaceful location outside of town, this Deer Creek property offers an excellent opportunity to enjoy a quieter pace of life while keeping Payson within easy reach.

124 W Black Mountain Road, Payson

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